Getting a claim denied — or buried under delays and lowball offers — is one of the most frustrating things an insurer can do, especially after an injury or loss. The good news: a denial is not the final word.

We read the fine print so you don’t have to

Insurers count on people giving up after the first “no.” We review your denial letter and your policy, figure out whether the denial actually holds up, and push back where it doesn’t — through appeals, negotiation, or a lawsuit when that’s what it takes.

When a denial becomes bad faith

If an insurance company unreasonably denies, delays, or underpays a claim it owes, that can be bad faith — and it may entitle you to more than the original claim. We’ll give you an honest read on whether your situation qualifies.

Why Berger Law

  • Direct attorney access — you deal with your lawyer, not a phone tree
  • Lower contingency fee — more of any recovery stays with you
  • A firm that takes on insurers, not just easy cases

Serving Kansas City and communities across Missouri and Kansas.

General information only, not legal advice.

Frequently asked questions

Can I do anything if my insurance claim was denied?
Yes. A denial is a position, not a verdict. Insurers deny and underpay valid claims all the time. We review the denial letter and your policy, identify whether the denial is justified, and push back — through appeal, negotiation, or litigation.
What is insurance bad faith?
When an insurer unreasonably denies, delays, or underpays a claim it owes, that can be bad faith — and it may expose the insurer to liability beyond the original claim amount. These cases are fact-specific; we’ll tell you honestly whether yours qualifies.
Should I accept the lowball offer to be done with it?
Talk to a lawyer first. Once you accept and sign a release, the claim is usually over for good. A free review costs you nothing and may be worth far more than the quick offer.
What does it cost to fight a denial?
We work on a lower contingency fee — no fee unless we recover. Reviewing your denial is free.

Injured in Kansas City? Talk to an attorney — free.

No call center, no case manager. You speak directly with your attorney, and you pay nothing unless we recover for you.

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